When Bitcoin emerged as an alternative to the current pyramid-shape payment network, it amazed everybody within the industry by promising a new decentralized payment network. It was called the second internet revolution. However, Blockchain was still getting discovered.
With the raise of Ethereum, we discovered that Blockchain is not only meant to change the current payment network but also to change our entire eco-system. The same principles of Blockchain can be applied to property
ownership, digital identity, supply chain, insurance or clinical trials, for instance. From my perspective, this new understanding of how Blockchain can be used thanks to Smart Contracts will be the starting point of creating a Digital Legal System.
What is PayPro ?
PayPro is a decentralized bank made for dealing with a new eco-system where value is represented in new forms thanks to Smart Contracts. Thus, PayPro is a decentralized financial-marketplace where any dApp can post its services. We are also developing a Wallet where users will be able to store crypto-currencies and any ERC-20 token.
PayPro was born in 2015 as an online tool for making payments in 25 currencies saving up to 90% on hidden bank fees. We got regulated by the Financial Conduct Authority, raised two funding rounds of €750,000 in total and spent a little bit more than a year in the market. We managed to process € 500,000 per month, which is not bad at all compared to the early beginnings of Kantox or Transferwise, for instance.
From that experience, we soon learned that the payments / banking industry was totally outdated. Thus, we soon realized that we had to make a step forward if we wanted offer a truly disruptive value proposition if we wanted to change the industry. This is why we started to listen to the market, talk with industry’s experts and do a lot of test and fail. And this is how we created PayPro: the first decentralized bank built.
Future
In a future where Smart Contracts will be used for many of our daily activities, such as using decentralized computer power, trading or insuring a car, we believe that banking is also going to be decentralized.
As a result, if our marketplace manages to gather a universal crypto-wallet and a financial marketplace in the same place, we will have created the first decentralized bank-alike application where users will be capable of storing and managing all their crypto assets, ranging from storing currencies, loans or investments.
Wallet
PayPro will accept most forms of crypto-currencies. Using Ethereum will allow users to
store at least the 100 most used currencies by transaction volume per day. Of course, PayPro Token will be our main currency and will be easily exchanged with any other currency.
So far, we have developed an iOS app that allows to store BTC, but this is just a proof of concept made for user experience purposes.You can download it on the AppStore here: https://itunes.apple.com/us/app/paypro/id1225181484?l=ca&ls=1&mt=8
ICO
We are running this ICO in order to raise the necessary funds to kick it off. We are looking forward to starting working with you on this amazing project.
Token Sale Period
The token sale will start on November 22th, 2017 at 21:00h GMT and will finish on December 22th at 21:00h GMT or whenever the target value of 20,000 ETH is reached.
Exchange rates and limits
PayPro token will be sold at 500 PYPs to 1 ETH. Minimum investment is set at 0.5 ETH.
No other crypto-currencies are accepted.
Token pre-sale
A number of tokens will be sold one week before the Launch Date. This period will be named as the “Pre-sale” period. By participating in the pre-sale, investors will enjoy special discounts, which can be either additional tokens.
The conditions to join the Pre-sale are :
- By invitation only; if you want to be invited, please contact any of our team members.
- Minimum commitment of 15 ETH to qualify.
- The first 600 investors will gain a bonus of 35%.
Allocation
TIM
We believe that a company is only as strong as its team. Therefore all current & future team members will receive motivation packages in the form of vested tokens. These will all be vested according to the employee’s position/scope.
Details Information :
Website : http://www.payproapp.com/
Whitepaper : https://drive.google.com/file/d/1hKog8eUF8Jxhh7kCBNYQTOwOr5RdVMqX/view
ANN Thread : https://bitcointalk.org/index.php?topic=2460780
Facebook : https://www.facebook.com/thepaypro
Twitter : https://twitter.com/thepaypro
Telegram : https://t.me/share/url?url=t.me/payproico
Profile Bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1097601
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